Today's Best Rates

Effective date: April 22, 2017

Loan Rates
Rate APR blue percentage sign
30 Year Fixed Rate 4.000% 4.173%
20 Year Fixed Rate 3.750% 3.987%
15 Year Fixed Rate 3.250% 3.551%
7/1 ARM** 3.125% 3.289%
5/1 ARM** 3.000% 3.163%
3/1 ARM** 3.500% 3.668%
30 Year Jumbo Fixed Rate** 4.250% 4.354%
15 Year Jumbo Fixed Rate** 4.000% 4.183%
FHA (30 Year Fixed Rate) 3.750% 3.920%

VA (30 Year Fixed Rate)

Cash-Out (30 Year Fixed Rate)

3.750%

4.250%

3.920%

4.425%

Investment (30 Year Fixed Rate) 4.750% 4.931%

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*Rate quoted is our "best rate." Rates may vary depending upon your credit and are subject to change at any time without notice.
The above mentioned rates and APRs are based off of a loan amount of $150,000 with a 5% downpayment plus fees associated to include 1% origination and/ or discount, lender fees totaling $1340 plus third party fees to include: Tax Service Fee (cost state specific); Credit Report Fee $37; Flood Cert Fee $11.25; and Document Review Fee (Texas only) of $150.

The above mentioned Jumbo Loans are based on a maximum loan amount of $675,000 with a 20% downpayment and a qualifying credit score of 740 plus fees associated to include 1% origination and/ or discount, lender fees totaling $1340, plus third party fees to include: Tax Service Fee (cost state specific); Credit Report Fee $37; Flood Cert Fee $11.25; and Document Review Fee (Texas only) of $150.

This is not an advertisement to extend consumer credit, nor is it an offer to enter into an interest rate or discount point agreement. Prices are subject to change at any time without notice. Please contact Member Home Loan for specific information. All loans must be approved prior to locking.

**Credit Union makes final decision.

We Do Business in Accordance with Federal Fair Lending Laws
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18) TO:

  • Deny a loan for the purpose of purchasing, constructing, improving, repairing or maintaining a dwelling, or deny any loan secured by a dwelling; or
  • Discriminate in fixing the amount, interest rate, duration, application procedures or other terms or conditions of such a loan, or in appraising property.


UNDER THE EQUAL CREDIT OPPORTUNITY ACT, IT IS ILLEGAL TO DISCRIMINATE IN ANY CREDIT TRANSACTION:

  • On the basis of race, color, national origin, religion, sex, marital status, or age;
  • Because income is from public assistance; or because a right was exercised under the Consumer Credit Protection Act.