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Member Home Loan

Established in 2005 by Credit Unions, Member Home Loan, LLC (MHL) is a full service Credit Union mortgage company and broker.  As a Fannie Mae and Freddie Mac approved seller and servicer, MHL offers mortgage loan origination, processing, underwriting, closing and funding services for Credit Union Members.  Credit Unions are uniquely positioned to offer mortgage loans and provide members with a trusted source for a quality home loan.  

A home mortgage loan is the largest debt that most Americans will incur during their lifetime.  Uncertainty about qualifying and obtaining a home loan are common fears for most people looking to own a home.  Member Home Loan makes this difficult process simple and friendly.  

With MHL, members are never alone; experienced loan officers are available to help you through the loan process. Contact us for up-to-date information or click here to apply today!

Member Home Loan, LLC is a Credit Union owned company; owners include:

Live Support

Hours of operation: M-F, 8am - 5pm

Frequently Asked Questions

Q:  Do you offer 10 year mortgage loans?

A:  Yes we do.


Q:  What are your current rates?

A:  We publish our best rates daily on the "today's best rates" tab of this website.


Q:  Do I have to be a Credit Union member to apply with Member Home Loan?

A:  No. If you are not a Credit Union member, we can still assist you.


Q:  Can you suggest a Realtor to help me find a home?

A:  Yes, we have a Realtor Referral Program that gives you a rebate at closing. Click the 'Realtor Rebate' tab on this website.


Q:  How long does it take to get a pre-approval?

A:  We can issue a pre-approval within 72 hours from the time we receive proper support documents.


Q:  Where can I find information on my existing mortgage loan with Member Home Loan?

A:  Click the 'View My Mortgage' link at the top right of this website.


Q:  Do I need to come into the office to start the application process?

A:  No, you can complete an application online by clicking the 'Apply Now' button at the top right of this website.


Q:  Can I set my payments up on autopay?

A:  Yes, you can. Please contact the Servicing Department at 832.912.2168 for assistance.


Q:  What states do you offer mortgage loans in?

A:  Texas, Louisiana, Pennsylvania and Missouri.


Q:  Do you have a minimum loan amount?

A:  Yes, the minimum for a purchase is $50,000 and for a refinance is $75,000.



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Member Home Loan • 9601 Jones Rd, Ste 108 • Houston, Texas 77065 • 832.912.2151
NMLS Approved Lender # 105693

CONSUMER WISHING TO FILE A COMPLAINT AGAINST A COMPANY OR A RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLIANT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBERSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

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