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Hours of operation: M-F, 8am - 5pm

Member Home Loan

Member Home Loan, LLC is a Credit Union Service Organization (CUSO) owned by eight Houston Area Credit Unions which was established in 2005 to originate, process, underwrite, close, fund and service mortgage loans for Credit Unions. Our turn-key mortgage program offers a cost-effective opportunity to generate revenue, control or reduce expenses and enhance member relationships.We are dedicated to fulfilling the mortgage needs of our Credit Union Partner's members. With the instability in the mortgage industry, Credit Unions are uniquely positioned to capture mortgage loans and provide members with a trusted source for a quality home loan. We are well capitalized and managed, providing our Credit Unions the assurance that we will survive market cycles and challenges.

Our expert staff will provide the complete, up-to-date information you need to save you time and money. Click here to apply today!

Live Support

Hours of operation: M-F, 8am - 5pm

Frequently Asked Questions

Q:  Do you offer 10 year mortgage loans?

A:  Yes we do.


Q:  What are your current rates?

A:  We publish our best rates daily on the "today's best rates" tab of this website.


Q:  Do I have to be a Credit Union member to apply with Member Home Loan?

A:  No. If you are not a Credit Union member, we can still assist you.


Q:  Can you suggest a Realtor to help me find a home?

A:  Yes, we have a Realtor Referral Program that gives you a rebate at closing. Click the 'Realtor Rebate' tab on this website.


Q:  How long does it take to get a pre-approval?

A:  We can issue a pre-approval within 72 hours from the time we receive proper support documents.


Q:  Where can I find information on my existing mortgage loan with Member Home Loan?

A:  Click the 'View My Mortgage' link at the top right of this website.


Q:  Do I need to come into the office to start the application process?

A:  No, you can complete an application online by clicking the 'Apply Now' button at the top right of this website.


Q:  Can I set my payments up on autopay?

A:  Yes, you can. Please contact the Servicing Department at 832.912.2168 for assistance.


Q:  What states do you offer mortgage loans in?

A:  Texas, Louisiana, Pennsylvania and Missouri.


Q:  Do you have a minimum loan amount?

A:  Yes, the minimum for a purchase is $50,000 and for a refinance is $75,000.



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Member Home Loan • 9601 Jones Rd, Ste 108 • Houston, Texas 77065 • 832.912.2151
NMLS Approved Lender # 105693

Equal Housing Lender. NCUA National Credit Union Administration, a U.S. Government Agency.
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